Next Step
Existing Business
Conversion Impact
New Revenue
Costs
Total Uplift
Existing Business
Annual Transaction Volume
Average Transaction Value (ATV)
Margin Input
Your Annual Revenue
Your Annual Margin
Next Step
Conversion Impact
3DS Lost Revenue
Lost
Acquirer Declines
Lost
Fraud Decline Rates
Lost
Revenue Lost
0%
Margin Lost
0%
Revised Impact
%
Uplift1.13 %
%
Uplift4.65 %
%
Uplift1.60 %
Revenue Saving
0%
Margin Saving
0%
Back
Next Step
New Revenue
Uplift Percentage
Mobile Payments
SDK Wallet
Mobile-Enabled Payments
Alternative Payment
Methods
Customized per Country
One-Click Payments
Tokenization
Uplift Value
0
0
0
0
Revenue Growth
0
Margin Growth
0
Back
Next Step
Costs – Internal Development
Chargebacks
IT Project Costs
PCI
Payment Vendor Costs
Fraud Management
0%
Cost with ACI
%
Savings0.4 %
%
Savings0.14 %
%
Savings0.14 %
%
Savings0.1 %
%
Savings0.12 %
Savings
0%
Back
Next Step
Uplift with ACI
1. Annual Gross Revenue
Current Performance
0
2. Conversion Impact
-0
3. New Revenue
Net Revenue
Revenue
0
Performance with ACI
-0
0
Revenue with ACI
0
Uplift with ACI
0
0
Revenue Uplift with ACI
0
4. Margin
0
5. Cost - Internal Development
-0
Net Profit
Profit
0
0
-0
Profit with ACI
0
0
0
Profit Uplift with ACI
0
Back
Downloadable PDF
Case Study
Deployment of Dynamic 3DS
Same as SCA 3DS 2.0
X
Merchant A
All Txns to 3DS – No Exemptions 3DS Conversion Loss = 6.68% Bank Declines = 0.93% Total Dropout = 7.61%
Merchant B
Dynamic 3DS – 70% Exempt 3DS 3DS Conversion = 1.68% Bank Declines = 2.12% Total Dropout = 3.80%
Equates to 12,000,000 Euro Per
Month in Lost Revenue
No Material Fraud Increase for
Merchant B
Smart Retry
Enhanced
customer
experience
No need to
re-enter
payments data
Same or
different
X
of rejected transactions get
accepted after resubmitting
*Average observed across ACI customers
X
ACI Fraud Management Merchants: Case Studies
Reduced deny rate by
12% to 3%
Reduced fraud rate from
1% to 0.5 %
Over the first 12 months of the contract, ACI helped stop 97% of confirmed fraud,
saving over
€3,000,000
Over three years, reduced fraud rate of both domestic and cross-border transactions by 66% delivering a smoother customer experience and protecting brand reputation
X
The merchant
develops a
mobile app
Merchant
plugs the ACI
mSDK into
their app
Merchant uploads
app to the Apple
app store and
Google Play store
Shopper
downloads
merchant app
and shops online
Transactions
processed through
the ACI® Secure
eCommerce™
solution
Mobile Has Come of Age
More than seven out of ten Gen Z (72%)
and Millennial (79%) consumers regularly
shop online using a smartphones.
54% of Generation X
For Apple iOS and Android Applications
Work with a single SDK
No need to develop integrations with
each and every payments method
X
Global Coverage with Local Processing
Connections to local, regional and global alternative payment methods and acquirers
Visit our Global Coverage webpage for details of our extensive list of connections to local acquirers and alternative payment methods.
X
Single tokenization
service across all
entities (channels,
merchants)
To be used in many
use-cases: one-click,
recurring payments
(CIT, MIT)
Real-time
account updater
service
Token import
capability
Handle sensitive
card data without
risk of breach
Tokenization Enables
1 Click Payments
*Up to 40% faster checkout completion times 18% higher conversion rates
* Source: https://betterthansure.com/what-1-click-will-mean-for-your-ecommerce-business-2596d10687f2
X
IT Project Costs
Customer IT
Department
ACI Developement
Team
ACI has the development team in house, so you don’t have to. Focus your resources on what you do.
PCI Compliance
IT Costs
Project
Management Costs
Local Regulation
Update Costs
X
Payment Vendor Costs
Simple, Single
Integration
Integrated payments gateway and fraud management solution for all transactions, across all channels and geographies
6 Key Factors to Success
New machine
learning model
deployed
More silent
rule profiling
Stronger positive
profiling allows
rules
Risk service
reviews from
ACI
List / feature
manager for
whitelisting
Outsourced
manual order
review
X
ACI risk analysts delivered a
improvement through
platform optimization period
Payments Security
Decreasing the cost and burden of PCI compliance and enabling safe, fast expansion into new markets
Secure acquirer-agnostic tokenization capabilities
Token sharing
across entities
Point-to-point
encryption (P2PE)
Fast, secure, EMV-compliant payments to mitigate fraud and liability
Integrated fraud management solution
X
X
ACI Fraud Management for Merchants
Fraud Prevention and Detection by Design
Accuracy
Pinpoints fraud by combining machine learning, predictive and behavioral analytics, positive profiling and customized rules
Exposes emerging trends through global fraud data and intelligence
Connects customers to expert, results-driven risk analysts
ACI will work with each customer to ensure the solution works for their business, vertical and geography.
Efficiency
Optimizes accept rates to increase conversion
Reduces losses by cutting chargebacks, false positives and manual reviews
Enables customers to scale up to meet multi-channel demand
Powers real-time and retrospective fraud screening for continuous detection
Consolidates transaction data into actionable intelligence
ACI risk experts and solution consultants will work together with each customer to optimize ACI fraud solution performance for them.
Growth
Allows frictionless payments to drive revenue and loyalty
Adapts to new channels, payment types and sales trends
Enables safe expansion into new business areas and geographies
Follow the guidance, and this fraud tool will out-perform any other solution around.